*{margin:0; padding:0}
body{font-family:Verdana, Arial, Helvetica, sans-serif; font-size:11px; background:url(images/pagebg.jpg) repeat-x top left;}
p{text-align:justify; line-height:18px; margin-bottom:10px}
a{color:#000; font-weight:bold; text-decoration:none}
a:hover{text-decoration:underline}
img{border:none}
.clr{clear:both}

#top-div
{
	width:995px;
	height:auto;
	margin:0 auto;
}

#head-t
{
	width:995px;
	height:83px;
	float:left;
}

#head-t-l
{
	width:667px;
	height:75px;
	float:left;
	background:url(images/head1.jpg) no-repeat top left;
	padding-top:8px;
}

#head-t-r
{
	width:328px;
	height:83px;
	float:left;
	background:url(images/head2.jpg) repeat-x top left;
}

#head-b
{
	width:995px;
	height:285;
	float:left;
}

#head-b-l
{
	width:425px;
	height:104px;
	float:left;
	background:url(images/head3.jpg) no-repeat top left;
	padding:181px 0 0 242px;
}

#head-b-r
{
	width:328px;
	height:285px;
	float:left;
	background:url(images/head4.jpg) no-repeat top left;
}

#top-nav
{
	width:995px;
	height:51px;
	float:left;
}

#top-nav-l
{
	width:9px;
	height:51px;
	float:left;
	background:url(images/nav-l.jpg) no-repeat top left;
}

#top-nav-r
{
	width:9px;
	height:51px;
	float:left;
	background:url(images/nav-r.jpg) no-repeat top left;
}

#top-nav-m
{
	width:877px;
	height:51px;
	float:left;
	background:url(images/nav-bg.jpg) repeat-x top left;
	padding-left:100px;
}

#top-nav-m ul li
{
	list-style:none;
	display:inline;
	margin-right:10px;
}

#top-nav-m ul li.sep
{
	width:2px;
	height:51px;
	float:left;
	background:url(images/nav-sep.jpg) no-repeat top left;
}

#top-nav-m ul li a
{
	display:block;
	height:51px;
	float:left;
	line-height:51px;
	font-size:13px;
	padding-left:15px;
	font-family:Arial, Helvetica, sans-serif;
}

#top-nav-m ul li a span
{
	display:block;
	height:51px;
	float:left;
	padding:0 25px 0 10px;

}

#top-nav-m ul li a:hover, #top-nav-m ul li a.active
{
	text-decoration:none;
	background:url(images/nav-left.jpg) no-repeat top left;
	color:#fff;
	cursor:pointer;
}

#top-nav-m ul li a:hover span, #top-nav-m ul li a.active span
{
	display:block;
	height:51px;
	float:left;
	background:url(images/nav-right.jpg) no-repeat top right;
}

#mid-cnt
{
	width:995px;
	height:auto;
	float:left;
	margin-top:10px;
}

#top-cont
{
	width:995px;
	height:203px;
	float:left;
}

#top-cont-l
{
	width:339px;
	height:203px;
	float:left;
	background:url(images/top-banner.jpg) no-repeat top left;
}

#top-cont-m
{
	width:361px;
	height:203px;
	float:left;
}

#article-head
{
	font-family:Arial, Helvetica, sans-serif;
	font-size:20px;
	background:url(images/articles-bg.jpg) no-repeat left center;
	line-height:36px;
	padding-left:43px;
	letter-spacing:.1em;
}

#top-cont-m ul li
{
	list-style:none;
	background:url(images/arrow.gif) no-repeat 0% .7em;
	border-bottom:1px dashed #ccc;
	padding:6px 0 6px 20px;
	font-size:12px;
	width:260px;
	line-height:18px;
}

#top-cont-m ul li.nb
{
	border-bottom:none;
}



#top-cont-m ul li a
{
	color:#013d75;
	font-weight:normal;
}

.readmore 
{color:#056698; text-align:right; padding:2px 0 0 0; font-size:14px; padding-right:60px;}

.readmore a{color:#f00; font-size:11px;}

#services
{
	width:295px;
	height:195px;
	float:left;
	background:url(images/service-bg.gif) no-repeat top left;
}

#ser-head
{
	width:245px;
	height:33px;
	float:left;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:20px;
	padding-left:50px;
	padding-top:17px;
}

#services ul li
{
	list-style:none;
	background:url(images/arrow-r.gif) no-repeat 0% .8em;
	color:#030303;
	border-bottom:1px dashed #7e838b;
	padding:8px 0 8px 20px;
	margin-left:10px;
}

#services ul li.nb
{
	border-bottom:none;
}


#services ul li a
{
	color:#030303;
	font-size:12px;
	font-weight:normal;
}

#dotted-line
{
	width:995px;
	border-bottom:1px dashed #9d9e9e;
	padding:10px 0;
}

#mid-cnt1
{
	width:995px;
	height:auto !important;
	min-height:300px !important;
	height:300px;
	float:left;
}

#mid-cnt1 h1
{
	color:#0d3da4;
	font-size:20px;
	margin-top:10px;
	margin-bottom:20px;
	font-weight:normal;
}

#mid-cnt1 ul, #mid-cnt1 ol 
{
	margin:0 0 10px 15px;
}

#mid-cnt1 ul li, #mid-cnt1 ol li 
{
	padding:3px 0 3px 5px;
	line-height:18px;
}

#mid-cnt1 ul li a, #mid-cnt1 ol li a 
{
	font-weight:normal;
}


#footer
{
	width:100%;
	height:auto;
	float:left;
	background:#f1f1f1;
	text-align:center;	
	padding:25px 0;
	margin-top:15px;
}

#footer ul li
{
	list-style:none;
	display:inline;
}

#footer ul li a
{
	font-weight:normal;
}

.copyright
{
	color:#0776ab;
	margin-top:25px;
	margin-bottom:12px;
}

.copyright a
{
	color:#0776ab;
	font-weight:normal;
}

.small-head
{
	color:#0d3da4;
	font-size:14px;
	margin-bottom:20px;
	font-weight:bold;
}

#footer-text{float:left; height:29px; width:900px; margin-top:5px;}

.disclimer-text{float:left;height:15px;wigth:990px; margin-top:10px;}